Senior Credit Analyst, Corporate Lending Service

Ameriabank CJSC

- Conduct financial and economic analysis of large and mid-sized client operations and creditworthiness assessment - Conduct assessment of business production potential and productivity, assessment of the acceptability of new projects and the relevance of lending; for this purpose, conduct visits to the client’s place of business, hold meetings with clients - Conduct comparative analysis of the indicators of different borrowers from the same field - Develop and maintain databases of borrowers’ financial and economic indicators - Analyze (monitor) the financial and economic indicators of borrowers’ businesses based on the data received from the borrowers and other sources - Conduct ongoing monitoring of projects implemented by borrowers - Monitor the performance of financial covenants set by the Bank for borrowers - Prepare opinions based on studies and analyses and submit them for internal discussion - Present the prepared opinions for discussion and decision-making by the Bank’s competent bodies, conduct analysis (monitoring) of financial indicators of borrower businesses based on data provided by borrowers, as well as data obtained from other sources - Make decisions on the organization and implementation of ongoing work processes within vested authorities - Prepare reports as needed - Perform other duties defined under internal regulations of the Bank - Perform other tasks as assigned by supervisor(s)

- University degree in economics or engineering - At least 3 years of relevant work experience - Strong critical thinking - Team-player skills, ability to respond and adapt quickly to changing situation - Proficiency in AS Bank and MS Office - Knowledge of Armenian, Russian and English

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