ID Bank CJSC
Position
Chief Specialist of Loans Monitoring Unit
Category
Job Address
Application Deadline
Banking, Finance and Accounting
Yerevan, Armenia
19/12/2019
Responsibilities
- Implementation of client monitoring as approved by the annual/quarterly plan and/or provided by other instruction by the superior management body - Visiting clients for the purpose of implementation of on-site business analyses, identify the intended use of the loan and check current state of collaterals - Estimation of financial state of the borrower, disclosure of borrower's solvency risks - Implementation of monitoring of mortgage loans, microloans extended in the scope of “Jerm Ojakh” program by “National Mortgage Company RCO” CJSC and other loans as defined by the Bank’s internal legal acts - Visiting collateral venues for the purpose of on-site collateral analyses - Monitoring of fulfilment of preconditions/conditions mentioned in the loan approval protocol - Checking the integrity of loan packages - Implementation of functions defined by loan monitoring procedure - Preparation and submission of reports on the results of borrower monitoring as defined by the procedure - Fulfilment of other instructions provided by immediate supervisor and/or line manager - Implementation of other functions as defined by internal legal acts of the Bank
Required Qualifications
- Higher education - Excellent knowledge of business analyses /balance sheet, incomes and expenses, cash flows/ - Knowledge of tax reporting, accounting standards, as well as real estate construction and renovation principles - At least 3 years of work experience in the sphere of lending, particularly in business lending - Good knowledge of computer programs /MS Office/ - Knowledge of Armenian, Russian and English languages - Proper work organization and time management skills - Communication and team-working skills - Ability to quickly and effectively solve problems - Ability to multi-task
Application Procedures
All interested candidates who meet the requirements above and are confident that their background and experience qualifies them for this position, should send filled in application form attached to this announcement to: hr@idbank.am mentioning the position applying for in the subject line of the e-mail. Only short-listed candidates will be contacted. Please mention in your application that you have learned about this position from MyJob.am
Additional Information
IDBank is looking for an experienced, motivated and qualified candidate for the position of Chief loan monitoring specialist to fulfil the responsibilities listed below. After successful completion of the probation period, the Bank offers its employees a wide range of privileges, particularly, a comprehensive medical insurance package, a comprehensive bonus plan, a corporate package for sports club services, banking services on preferential terms, etc.
Attachment